Our Purpose
At Oricred, we believe in unlocking the potential of businesses by enabling access to capital where it matters most. We exist to ensure that Small and Medium Enterprises (SMEs), corporate suppliers, and strategic partners are never held back by cash flow constraints. Our work is driven by the conviction that inclusive finance builds stronger businesses, stronger industries, and a stronger economy.
Our Philosophy
We practice Developmental Finance — a model that goes beyond funding. To us, the true impact lies in enabling participation. We empower entrepreneurs and suppliers to take part in the economy, to fulfill their contracts with confidence, and to grow sustainably. Every rand we fund is a building block in the story of transformation, resilience, and growth across South Africa and beyond.
To SMEs
We commit to being your trusted partner, offering purchase order funding and invoice discounting that is fast, flexible, and fair. We stand beside you from application to completion, ensuring that your growth is not stalled by delayed payments or lack of access to finance.
To Corporates and the State
We provide efficient supply chain financing solutions that ensure your suppliers can deliver with excellence, while you maintain cash flow discipline and strategic advantage.
To Our Partners and Investors
We offer sustainable, transparent, and impact-driven opportunities to grow capital while strengthening the backbone of African economies.
Our Principles
Accessibility
Finance should be simple, clear, and reachable for every entrepreneur.
Impact
Every transaction must create measurable economic value — for businesses, employees, communities, and the nation.
Integrity
We operate with trust, compliance, and accountability in all that we do.
Collaboration
Growth is not achieved in isolation. We partner with corporates, government, financial institutions, and entrepreneurs to deliver shared prosperity.
Innovation
We embrace technology, systems, and partnerships that simplify funding processes and accelerate success.
Our vision
Our Impact
2000+
companies supported
R61M+
to township & rural enterprises
2000+
companies supported
1.5 billion+
invested in the development of SMEs across South Africa
Our Promise
We will continue to fight for entrepreneurs, to unlock opportunities in the supply chain, and to transform access to finance. Together, we will build a legacy of empowerment, resilience, and growth.
Oricred
Fueling Growth.
Powering Opportunity.
Oricred helps small and medium enterprises (SMEs) who need help funding and delivering on secured contracts with a value of up to R80 Million. Get flexible finance options andfast feedback.
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