ESD Fund Management

Funding the Future of South Africa’s Enterprise & Supplier Development 

ESD Fund Management

Funding the Future of South Africa’s Enterprise & Supplier Development 

ESD Fund Management

Funding the Future of South Africa’s Enterprise & Supplier Development 

ESD Fund Management

Funding the Future of South Africa’s Enterprise & Supplier Development 

ESD Fund Management

Funding the Future of South Africa’s Enterprise & Supplier Development 

I always believed that, in South Africa, if we use all our skills and backgrounds we will be unstoppable.

Rassie Erasmus

At Oricred, we don’t just fund invoices and POs — we integrate transformation into every transaction!

At Oricred, we don’t just fund invoices and POs — we integrate transformation into every transaction!

Our disbursement platform doubles as a real-time Enterprise & Supplier Development (ESD) engine, built to align with B-BBEE codes.  Designed to maximise your impact without disrupting your procurement process. 

If we manage your ESD budget on your behalf you benefit from

If we manage your ESD budget on your behalf you benefit from

Fully automated beneficiary classification.

Earn 10%  commission – Earn per funded deal, no admin 

Enjoy administrative support – We handle clients, onboarding and disbursement 

Experience ZERO sales pressure – You introduce, we execute, no pressure.

Achieve profit with purpose - Help unlock real growth in the South African economy.

What Makes Our Model Different 

Built for Procurement. Optimised for Impact.

Feature

What It Means

Auto-Classification

Every funded supplier is classified as ED or SD based on PO history. 

Auto-Classification

Every funded supplier is classified as ED or SD based on PO history. 

Auto-Classification

Every funded supplier is classified as ED or SD based on PO history. 

Auto-Classification

Every funded supplier is classified as ED or SD based on PO history. 

Live ESD Dashboard

Real-time tracking of contributions, agreements, and audit documents. 

Live ESD Dashboard

Real-time tracking of contributions, agreements, and audit documents. 

Live ESD Dashboard

Real-time tracking of contributions, agreements, and audit documents. 

Live ESD Dashboard

Real-time tracking of contributions, agreements, and audit documents. 

PO Funding + ESD in One Flow 

No need to onboard suppliers twice, funding and compliance is seamless

PO Funding + ESD in One Flow 

No need to onboard suppliers twice, funding and compliance is seamless

PO Funding + ESD in One Flow 

No need to onboard suppliers twice, funding and compliance is seamless

PO Funding + ESD in One Flow 

No need to onboard suppliers twice, funding and compliance is seamless

Verified B-BBEE Contribution 

Data is structured and export-ready for verification audits.

Verified B-BBEE Contribution 

Data is structured and export-ready for verification audits.

Verified B-BBEE Contribution 

Data is structured and export-ready for verification audits.

Verified B-BBEE Contribution 

Data is structured and export-ready for verification audits.

Supplier Development Built In

Every supplier enters a tailored growth journey upon funding.

Supplier Development Built In

Every supplier enters a tailored growth journey upon funding.

Supplier Development Built In

Every supplier enters a tailored growth journey upon funding.

Supplier Development Built In

Every supplier enters a tailored growth journey upon funding.

The ESD Ecosystem in Action 

Transformation and Procurement — Finally in Sync 

Too often, enterprise development and supply chain funding operate in silos. Oricred connects the dots by embedding B-BBEE-aligned ESD impact directly into your procurement and cash flow engine.

Unlock working capital for your suppliers

Build lasting development partnerships Improve preferential procurement scoring 
Be year-end audit-ready — always

We do the heavy lifting. You earn the points. 

How it works

How it works

1

Supplier Applies for Funding

Supplier Applies for Funding

→ During onboarding, they answer one key question:

“Have you invoiced this customer before?” 

3

Contract Loads Instantly

→ The correct development agreement is embedded in the loan process — no delays, no extra steps.

3

Contract Loads Instantly

→ The correct development agreement is embedded in the loan process — no delays, no extra steps.

4

Capital + Development Begins

→ Supplier receives funding 
→ Development plan initiates 
→ Data logs to your dashboard in real time 

4

Capital + Development Begins

→ Supplier receives funding 
→ Development plan initiates 
→ Data logs to your dashboard in real time 

2.1

If NO

→ Assigned as Enterprise Development (ED) 

2.2

If YES

→ Assigned as Supplier Development (SD)

→ Assigned as Supplier Development (SD)

Why Oricred for ESD?

Built for Compliance

We align with all five ESD elements of the B-BBEE Codes

Seamless Implementation

No duplicate onboarding. No double admin.

Transparent Reporting

Live dashboards. Verification-ready exports.

Real Supplier Impact

Suppliers don’t just get funded — they grow with us.

Ready to fund with Oricred and transform your ESD strategy? 

Oricred helps small and medium enterprises (SMEs) who need help funding and delivering on secured contracts with a value of up to R80 Million. Get flexible finance options andfast feedback.

© 2026 | Oricred | All Rights Reserved

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