Legals

Terms & Conditions

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Welcome to Oricred (“we”, “us” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the website https://oricred.co.za/ (“Website”) and any associated services we offer to visitors, applicants, clients, or users (collectively, “you” or “Users”). By accessing or using the Website in any way, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Website.

1. Acceptance of Terms - this is placeholder content

1.1 By using or accessing the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, including any additional guidelines or rules referenced herein.
1.2 These Terms apply to all users, including browsers, vendors, clients, merchants, and contributors of content.

2. Definitions - this is placeholder content

We may collect personal information that you voluntarily provide when you:

Submit an inquiry or contact form
Apply for funding or engage with our services
Subscribe to newsletters or updates
Communicate with us by phone, email or otherwise

This information may include your name, email address, telephone number, company details, and other information relevant to the services you request.

We may also automatically collect technical data when you use our Website, such as your IP address, device type, browser type, pages viewed and visit duration. This usage data is collected through cookies and other tracking technologies.

3. How We Use Your Information

Your personal information may be used for purposes that include:

Responding to enquiries and providing requested services
Processing applications and conducting due diligence
Communicating updates, newsletters or service information
Improving our Website and services
Complying with legal or regulatory obligations

We do not use your personal information for activities unrelated to these purposes without your consent.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and to collect data about how you use our Website. Cookies help us understand visitor interactions, improve site functionality, and support analytical insights. You may choose to disable cookies through your browser settings, but this may affect the functionality of the Website.

5. Sharing and Disclosure

We will not share your personal information with third parties except in the following limited circumstances:

With service providers who assist us in delivering services
When required by law or to protect our legal rights
With your consent

We will never sell your personal information to external marketing or data brokers.

6. Data Security

We take reasonable technical and organisational measures to protect your personal information from unauthorized access, loss, or alteration. However, no method of transmission over the Internet is completely secure. While we strive to protect your personal data, we cannot guarantee its absolute security.

7. Your Rights

Under applicable data protection laws, you may have rights including the right to:

Request access to the personal information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of your personal information
Object to certain processing activities

To exercise your rights, you may contact us using the details below.

8. Links to Other Websites

Our Website may contain links to third-party sites. This Privacy Policy does not apply to those sites. We recommend that you review the privacy policies of any third-party sites you visit.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on this page with a revised effective date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, or if you wish to exercise your data protection rights, please contact us:

Oricred
Email: [Insert Contact Email]
Phone: +27 10 476 0085
Address: 1st Floor, 35 Ferguson Rd, Cnr Mellville and Ferguson Road, Illovo Sandton, 2196, South Africa.

Oricred helps small and medium enterprises (SMEs) who need help funding and delivering on secured contracts with a value of up to R80 Million. Get flexible finance options andfast feedback.